Checking & Savings Accounts

First Miami provides savings accounts with the college student in mind.

Deposits to the accounts may be made by ACH origination, direct deposits, mail, wire transfer, or in person. Withdrawals may be done in person or with our convenient ATM card.

How CAN YOU BECOME A MEMBER?

You can stop by the office Monday through Friday from 12pm—4pm. It only takes a $5 minimum balance to open your share account with us. If you are interested in opening an account with us, fill out the application and bring it into our main office. If you mail the application, you must also provide a copy of a state-issued ID (i.e. driver’s license) with the application. We must verify that you are a Miami University student or alumni.

In addition to share accounts, First Miami also offers a checking account. With a checking account, students can order a debit card.


In today’s world, ATM/debit cards are becoming the norm rather than the exception, especially with campus being cashless.