International Students
Frequently Asked Questions:
Can I have an account even though I am not an American citizen?
Of course! We just need a copy of your Student Visa and Passport!
How can I pay my tuition?
Directly wire funds to the university.
Open up a local bank account at First Miami and pay online or write a check with your account. This gives you more flexibility to trace and manage your money in case errors occur during a transaction.
Pay by credit card. This is convenient, but you will be charged a convenience fee: 2.9% for bills up to $3,000 and 2.3% for any amount over $3,000.
Note: Pay on time to avoid a $150 late fee.
How can money be wired into my account?
If you have the following information, money can be wired into your account.
Correspondent of Beneficiary’s:
Bank Name: Corporate One Credit Union
Bank Address: Columbus, Ohio
Bank Swift/Routing Number: 244084264
Recipient’s:
Bank Name: First Miami Student Credit Union
Bank Address: 2011 Armstrong Student Center, Oxford, Ohio 45056
Bank Swift/Routing Number: 042286853
Recipient’s:
Account Number: Your First Miami Student Credit Union Account Number
Name: Your Name
Address: Your Miami Address
~ Note: The Swift/Routing Numbers for these two Credit Unions are different.
~ Each step is necessary in order to complete the wire transfer.
Why should I establish good credit in the United States?
Establish your personal credit history in the United States early to get cheaper debt, larger loans, and easier access to financing in the future. The following could help build your credit history and improve your credit score:
If you establish your personal credit history in the US early, you will get cheaper debt, larger loans, and easier access to financing in the future. You can build your credit history and improve your credit score by:
Paying for utilities and telephone in your name
Applying for a department store or gas station card
Applying for a credit card(s)
Applying for personal students loans
Always remember to pay your bills on time!