The Annual Percentage Rates (APRs) listed are "AS LOW AS" rates. The rate you pay will be based on your credit history, account relationship, term of the loan, and where Applicable the year, age, condition, and value of the collateral. 

~ APR, interest rates, and loan terms are subject to daily change without notice.

~ Share Secured Loan Rates, add 3.00% to the divided rate being paid on the share type securing the loan.

~ The Annual Percentage Rates (APRs) listed above are our lowest possible rates reflecting the highest credit rating, along with a .25% rate discount for Payroll Deduction, and .25% rate discount for Payroll Deduction, and a .10% rate discount for Automatic Loan Payments.

~ FMSCU is a subsidiary of Miami University and Community Federal Credit Union.