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First Miami University Student Federal Credit Union

Students helping students since 1988

WE ARE ONE OF THREE FEDERALLY CHARTERED, STUDENT-RUN CREDIT UNIONS IN THE ENTIRE NATION.

1. Miami University 2. University of Pennsylvania 3. Georgetown University

Servicing students and alumni of Miami with between 60 and 80 employed interns at any given time, FMSCU is the one stop shop for financial services, education, and experience.

FMSCU assists both students and alumni of Miami with a variety of financial services. With student interns, we provide financial, educational, and experiential opportunities.


First Time Log In

Call First Miami (513-529-1251) for Online Banking approval.

Username: Account Number

Password: Last 4 digits of your SSN

The new online banking has been released! Here is a link to a video that demonstrates how the new platform works: https://youtu.be/c3EP4xDIGRI

What's new?


New Processor means New Products!

At the start of 2019, First Miami will be upgrading our core processor from RCO to CU Answers. A new processor means new products/services for our members. These services include:

  • Mobile banking in the form of an FMSCU App (dropping in March)

  • Remote Deposit for Checks

  • A streamlined online banking website with more features

  • Online Bill Pay

  • Online account opening and loan applications

  • Easy money transfers from member to member

  • More to come later in the year!

Here are some important dates and information upgrade: .

  • Online Banking login information will change at the time of the system upgrade. Members will be provided with first time login instructions.  

  • Online banking will not be available the weekend of January 11th. Online Banking will be restored the morning of Monday, January 14th

  • Limited funds available as of 3:00 AM on January 11th until 8:00 AM on January 14th

  • Account history will not be on the new online banking platform until you start using your account on the new system.

  • Members will be receiving 2 statements in the month of January.

    • The final RCO statement (1/1/2019 – 1/11/2019).

    • Your first CU*BASE statement (1/12/2019 – 1/31/2019).

  • Accounts are changing slightly. Your membership number will remain the same but the way we identify your account will be different. We will provide an old to new reference which shows your old suffix and the new suffix.

  • MICR will be changing at the time of conversion. However, old checks will continue to clear. Please contact First Miami when you want to order a new check book.

  • The Credit Union will be closed from 01/03/2018 to 01/14/2018 in preparation of learning the new system. If you have any questions/concerns on your account please email the Credit Union.

  • Please call this toll free number for any general CU questions from 1/15/2019 – 1/28/2019 : 844-730-6852 

WE TURNED 30!

On March 7th, 1988 a few students from ASG worked together to found the First Miami University Student Federal Credit Union. Thirty years later, we are still dedicated to providing banking services to students and Alumni at competitive rates.