Graduating Seniors


Even though your time at Miami University is finished, your time at First Miami doesn’t have to be. We can still offer you competitive financial products and services. All graduating seniors are eligible for a credit card with competitive interest rates and no annual fees.

Depending on your credit score, you may be eligible for our VISA Platinum credit card with a fixed 8.9% APR and a $3,000 monthly credit limit (5,000 with proof of employment). Other seniors will qualify for our VISA Gold card, which offers a fixed 11.9% APR and an initial credit limit of $2,000 that can be increased to $3,000 with proof of employment.

You can monitor and manage your account balances online through our online banking and direct deposit services. If you need cash to help cover your moving expenses for a new job, First Miami offers a number of relocation loans.