Certificates of Deposit
What is a CD?
A Certificate of Deposit (CD) is a type of savings account with a fixed time period and interest rate. Funds cannot be accessed until the expiration date.
Term
Important Info
$500 minimum deposit ($1000 for Alumni CD)
Early withdrawal penalties apply
Deposits are federally insured by the NCUA
Rates subject to change daily without notice
CD Benefits
Guaranteed returns
Saves money without risk
Higher rates than traditional savings accounts
Interest Rate
APY
3.20%
3 Months
3.25%
3.44%
6 Months
3.50%
3.44%
12 Months
3.50%