First Miami Student Credit Union

Visa credit cards

Visa Credit Cards

Another excellent service that First Miami is able to provide to all members is access to a VISA credit card. We have found that many students graduate college without an established credit history, which leads to higher interest rates and other hassles when applying for the first car loan or finding a place to rent. Upon arriving at Miami, all members are eligible for our VISA Classic card. The benefits to which are listed below:

  • Low, Fixed 14.99% APR
  • No annual fee
  • World-wide acceptance
  • Easy emergency cash
  • Travel accident insurance

Starting out, a $750 credit limit is placed on the card and will increase as time progresses. This is a great way for students to build a good credit history.

For Graduating Seniors:

Upon graduation, Miami alumni are eligible for an upgrade to either our VISA Platinum or Gold cards. With proof of full-time employment and an excellent credit score, credit limits can be raised up to $5000. Both cards offer the same benefits as the Classic, except they have even lower 8.9% and 11.9% fixed APRs respectively. Credit Card application forms can be found online, picked up in the office, or mailed upon request.
To see if you qualify for one of our credit cards, please fill out a credit card application and bring it in to our office at 2011 Armstrong center.